Updated
Updated · CNBC · Jul 21
Bloomberg U.S. Aggregate Bond Index Carries 5.7-Year Rate Risk as Treasurys Reach 46%
Updated
Updated · CNBC · Jul 21

Bloomberg U.S. Aggregate Bond Index Carries 5.7-Year Rate Risk as Treasurys Reach 46%

3 articles · Updated · CNBC · Jul 21

Summary

  • A 1-percentage-point rise in interest rates would cut an Agg-tracking fund by about 5.7%, highlighting the benchmark bond index's duration risk for investors using it as a core holding.
  • That sensitivity matters more with traders assigning an 87% chance that the Federal Reserve raises rates by at least a quarter point by year-end, according to CME FedWatch.
  • The index is also tilted toward lower-yielding government debt, with Treasurys making up 46% of holdings, limiting income potential even as credit risk stays relatively low.
  • Advisers said the Agg can still work as a diversified recession hedge and volatility dampener, but many investors may want to pair it with other bond funds to reduce rate exposure or add inflation protection.

Insights

Is the go-to 'safe' bond index now a hidden risk for your retirement portfolio?
With the main bond index faltering, which alternatives can actually boost your income safely?
As U.S. debt grows, is the world's most popular bond index becoming fundamentally broken?