Motley Fool Backs Vanguard VTI for $1 Million Retirement Goal at 0.03% Fee
Updated
Updated · The Motley Fool · Jun 15
Motley Fool Backs Vanguard VTI for $1 Million Retirement Goal at 0.03% Fee
2 articles · Updated · The Motley Fool · Jun 15
Summary
A $1 million retirement target is achievable with Vanguard Total Stock Market ETF, which Motley Fool says offers a simple long-term path through broad U.S. stock exposure.
VTI tracks the market rather than trying to beat it, holds more than 3,500 stocks, and charges a 0.03% expense ratio—about $3 annually per $10,000 invested.
That low-cost diversification makes it a core equity holding across life stages, though portfolio weightings should vary by age, risk tolerance, and goals.
Younger investors may put nearly 100% into the fund, while someone in their 50s might keep roughly 60% in VTI and pair the rest with bonds.
Market declines are part of the process, and the report argues that staying invested and contributing consistently matters more than trying to time swings.