Fed Says 73% of U.S. Adults Stayed Financially Stable in 2025 as 25% Used Generative AI at Work
Updated
Updated · The Cryptonomist · May 13
Fed Says 73% of U.S. Adults Stayed Financially Stable in 2025 as 25% Used Generative AI at Work
6 articles · Updated · The Cryptonomist · May 13
73% of U.S. adults said they were doing okay financially or living comfortably in 2025, unchanged from 2024, while 63% said they could cover a $400 emergency expense.
91% still cited price increases as a financial concern, though the share calling them a major concern eased to 53% from 56%, suggesting pressure remained broad but slightly less intense.
42% worried about finding or keeping a job, up from 37%, and 7% reported being laid off versus 6% a year earlier, pointing to a labor market that stayed functional but felt less secure.
25% of workers said they used generative AI on the job in the prior month, and 81% of those users said it saved time; users were also more likely to see career upside than job-replacement risk.
The Fed's October 2025 SHED survey depicts households largely holding their ground rather than advancing, with inflation, softer job confidence and workplace AI now shaping the same picture.
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AI is boosting productivity but also stoking job fears. Is technology becoming our economy's biggest helper or greatest risk?