Retirees Must Withdraw $3,774 to $5,650 From $100,000 Accounts Starting at 73
Updated
Updated · CBS New York · May 11
Retirees Must Withdraw $3,774 to $5,650 From $100,000 Accounts Starting at 73
3 articles · Updated · CBS New York · May 11
$100,000 retirement accounts trigger required minimum distributions of $3,774 at age 73, rising to $5,650 by age 83 under current IRS rules.
Those annual withdrawals are calculated by dividing the account balance by the IRS Uniform Lifetime Table factor, which falls with age and pushes required payouts higher over time.
Tax-deferred accounts such as 401(k)s and traditional IRAs make those distributions taxable, reducing the cash retirees actually keep each year.
The report also says portfolio protection still matters during withdrawals, pointing to limited allocations to gold and silver as diversification tools rather than income-producing assets.
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