ChatGPT offers financial planning advice for extended maternity breaks

4 articles · Updated · Mint · May 10

For one-, two- and three-year breaks, it recommends testing life on one salary for three to six months and building savings before resigning.
Advice includes keeping 12 months of expenses for a one-year break, reducing EMIs, preserving some SIPs, and preparing 18-24 months of emergency funds for longer absences.
It also urges women to reassess childcare, medical and insurance costs, maintain retirement investing, and avoid relying entirely on a spouse's income after employer benefits end.

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