Financial advisors urge retirees to build multiple income streams by 2026

10 articles · Updated · The Motley Fool · May 9

They cite a Congressional Budget Office warning that Social Security benefits could be cut 24% by 2032, while US life expectancy has risen to a record 79.0 years.
Advisers also point to elevated market volatility, the S&P 500's forward price-to-earnings ratio near 22, muted return forecasts and inflation running at 3.3%, outpacing this year's 2.8% Social Security COLA.
Suggested steps include reallocating dividend stocks and bonds, reviewing IRA and Roth holdings for tax efficiency, and part-time work, with earnings up to $24,480 this year not reducing benefits.

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