Updated
Updated · MarketWatch · May 6
Series I bonds offer 4.26% return as top cash investment
Updated
Updated · MarketWatch · May 6

Series I bonds offer 4.26% return as top cash investment

12 articles · Updated · MarketWatch · May 6
  • After the May 1 reset, the rate combines a 0.9% fixed component and 1.67% six-month inflation rate, beating many one-year Treasurys, CDs and savings accounts.
  • Buyers must hold I bonds for at least a year, face a $10,000 annual purchase cap per person, and forfeit three months' interest if redeemed before five years.
  • Advisers say the bonds are attractive for capital preservation as inflation stays uncertain and rates may fall, echoing conditions that drove record I-bond demand during the 2022 inflation surge.
With inflation rising, are I bonds the best safe-haven or a liquidity trap for your cash?
How does an I bond's hidden tax advantage truly stack up against a traditional CD's return?
Do soaring I bond rates signal a return to the high inflation of the early 2020s?