American workers lack retirement guidance as AI advice use nearly doubles
Updated
Updated · Money Talks News · May 4
American workers lack retirement guidance as AI advice use nearly doubles
10 articles · Updated · Money Talks News · May 4
The 2026 EBRI and Greenwald Research survey found 43% of workers and 25% of retirees do not know where to get good retirement or financial planning advice.
Family and friends were workers' top source at 39%, ahead of professional advisers at 33%, while AI tools rose to 18% from 11% in 2025.
Employer HR departments and plan providers were used by 27% of workers, and the report said fiduciary advice matters more after federal courts struck down a retirement-adviser consumer protection rule.
Why do most workers ignore free retirement help at their job, instead trusting risky online influencers and flawed AI?
With key financial protections gone, how do you spot an advisor who puts their profits ahead of your retirement?
Experts warn AI financial advice is 'extremely dangerous.' What massive mistakes could it be making with your money?