Retirees lose income as Social Security delays and confusion persist
Updated
Updated · Afro American Newspaper · May 3
Retirees lose income as Social Security delays and confusion persist
12 articles · Updated · Afro American Newspaper · May 3
Maryland Legal Aid and Baltimore's SHIP said unclear claiming rules, missing documents and record changes can delay payments; appeals usually must be filed within 60 days.
Experts said claiming before full retirement age of 67 for people born in 1960 or later can permanently reduce monthly benefits, while waiting may increase them.
The problem can hit Black Americans especially hard: a 2024 Boston College study found they receive 19% less in Social Security over retirement than White retirees.
What hidden history in the Social Security Act contributes to today's significant racial retirement gap?
As Social Security faces a 28% benefit cut, is delaying your claim for a bigger check still the smartest move?
With government audits revealing massive payment errors, how can you protect yourself from a costly Social Security miscalculation?