Insurance apps collect driving and health data, raising privacy concerns
Updated
Updated · Fox News · Apr 30
Insurance apps collect driving and health data, raising privacy concerns
9 articles · Updated · Fox News · Apr 30
Users may trade about 10% premium discounts for sharing location, speed, braking, travel patterns and, if linked to Apple Health or Google Health Connect, activity and limited health metrics.
The report says these programmes are usually optional, and iPhone and Android users can restrict location, health, camera and motion permissions or opt out, though they may lose discounts.
It highlights a wider shift toward insurers using smartphone-based telematics and wellness data to assess risk, prompting questions over how much personal information consumers should exchange for lower bills.
Are insurance app discounts worth risking your personal privacy—especially when data could be sold to third parties or even government agencies?
Could opting out of insurance data-sharing apps end up costing you more, as companies shift to reward only those who share their data?
With new encryption and privacy laws emerging, can technology truly protect your sensitive driving and health data from misuse—or is the risk inevitable?