Research shows nearly 50% of Gen Z workers have not started saving for retirement, and only 22% contribute to workplace plans.
Major obstacles include high-interest debt, rent burdens affecting 60% of Gen Z renters, inflation, and the prevalence of gig jobs lacking retirement benefits.
Many feel overwhelmed by investment choices and doubt Social Security's future, but experts recommend starting small, automating savings, and seeking financial education to build long-term security.
With Social Security's future in doubt, what does retirement actually look like for Gen Z?
Can employer student loan matching close the retirement gap for debt-burdened young workers?
Is Gen Z’s financial nihilism a rational response to a broken economic system?
Are state-run auto-IRAs the most effective solution for the gig economy retirement crisis?
How will AI-driven financial advice reshape saving habits for an entire generation?
Could Gen Z's preference for crypto and side hustles forge a new path to wealth?