ACA enrollees face 15-20% premium increase in 2026 amid subsidy expiration

10 articles · Updated · MarketWatch · Apr 28

The expiration of a major tax subsidy under the 2025 One Big Beautiful Bill is driving these premium hikes, with millions expected to be affected nationwide.
Analysts project ACA enrollment could shrink by 7.3 million, increasing the uninsured population by up to 4.8 million as costs rise and subsidies lapse.
Many pre-Medicare retirees may struggle with healthcare affordability, facing higher premiums, large deductibles, and fewer plan options, which could delay retirement or force difficult financial choices.

As healthier people flee the ACA, how can retirees protect themselves from a market 'death spiral'?

Beyond the ACA, are innovative insurance products emerging to solve the early retiree healthcare crisis?

Is delaying retirement until age 65 now the only way to avoid crippling healthcare costs?

Are state-level programs the last hope for affordable health insurance in the pre-Medicare gap?

Is long-term care insurance a waste of money or an essential shield for your retirement savings?

How much money do you truly need to self-insure against a major medical event before Medicare?