Homeowners with low mortgage rates consider selling amid major life events

9 articles · Updated · 9News.com KUSA · Apr 27

A recent MarketWatch report finds over one in three low-rate mortgage holders may sell this year, even though 20% of U.S. mortgages are under 3% and nearly 70% are under 5%.
Realtor Lane Lyon notes that life changes such as death, divorce, marriage, new babies, and job relocations are prompting moves regardless of interest rates, with seller pricing strategy now more critical than ever.
Seller concessions can help buyers secure rates in the 4% to 5% range, while the shift highlights how personal circumstances increasingly drive real estate decisions despite the financial appeal of holding low-rate mortgages.

With sellers offering concessions, can buyers truly secure a 4% mortgage rate in 2026?

Are life's biggest events finally shattering the 'golden handcuffs' of low mortgage rates?

Is waiting for lower interest rates now a losing strategy for spring homebuyers?

What is the hidden math that convinces homeowners to finally ditch a 3% mortgage?

Why is the Midwest's housing market thawing while California's remains frozen in place?

As insurance costs soar, is climate risk becoming the new dealbreaker in real estate?