U.S. State Department warns Americans payment apps may not work overseas

11 articles · Updated · USA TODAY · Apr 24

The State Department highlights that apps like Venmo, Zelle, and Cash App often fail abroad, and advises travelers to avoid relying solely on these services.
Cash App and Venmo debit cards may work internationally with fees, while Zelle requires both parties to have U.S. bank accounts. PayPal is available in over 110 countries but charges a 5% international fee.
Officials recommend carrying internationally accepted credit or debit cards and some local currency, as many small businesses abroad, such as food stalls in Japan, may not accept cards or digital payments.

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