US Foreclosure Filings Jump 21% in H1 2026 as Florida Leads Post-Pandemic ZIP Code Rates
Updated
Updated · abcnews.com · Jul 23
US Foreclosure Filings Jump 21% in H1 2026 as Florida Leads Post-Pandemic ZIP Code Rates
1 articles · Updated · abcnews.com · Jul 23
Summary
Foreclosure filings nationwide rose 21% in the first half of 2026 from a year earlier and stood 28% above 2024 levels, according to an ABC analysis of ATTOM data.
Higher mortgage rates, property taxes, insurance costs and the expiration of pandemic-era protections have squeezed homeowners even as US home prices remain near record highs.
Florida posted the highest average yearly foreclosure filings per ZIP code since the pandemic, while Texas ZIP code 77327 in Liberty County recorded the most foreclosures in a recent six-year span at 8,189.
Majority non-white ZIP codes saw average annual foreclosure levels more than three times the national average, reflecting advocates' warnings that communities of color and older homeowners remain disproportionately exposed.
Foreclosures are still below the 2007-2010 housing-crisis peak, but advocates say struggling owners should seek reputable housing counselors early because some households are still dealing with fallout from that era.