Senior Citizens League Sees 3.8% 2027 Social Security COLA, Topping 2026's 2.8%
Updated
Updated · The Motley Fool · Jul 20
Senior Citizens League Sees 3.8% 2027 Social Security COLA, Topping 2026's 2.8%
3 articles · Updated · The Motley Fool · Jul 20
Summary
A 3.8% 2027 Social Security COLA would add about $79 to the average retired worker's monthly benefit, lifting it from $2,084 in June 2026 to roughly $2,163.
The Senior Citizens League held that estimate for a second straight month, putting next year's adjustment 1 percentage point above the 2.8% increase beneficiaries received in 2026.
Spousal beneficiaries would see a smaller gain: the average $986 monthly check would rise to about $1,023, an increase of $37 that the report says may not keep up with recent living-cost pressures.
The Social Security Administration is set to announce the official 2027 COLA on Oct. 14, 2026, with personalized notices to follow in December as retirees assess what expenses must still be covered elsewhere.