XRP Seen Falling to $0.18 in 5 Years as Stablecoins Expose Structural Flaws
Updated
Updated · The Motley Fool · Jul 19
XRP Seen Falling to $0.18 in 5 Years as Stablecoins Expose Structural Flaws
3 articles · Updated · The Motley Fool · Jul 19
Summary
$1.09 XRP could drop to about $0.18 within five years, extending a slide that has already erased 70% from last year's $3.65 peak.
Stablecoins are a central threat because they avoid XRP's volatility, and Ripple's own RLUSD offers a more regulated option for cross-border transfers.
Ripple Payments also weakens the token's case: banks can use fiat on the network, so wider adoption does not necessarily create demand for XRP.
XRP's bridge-currency role adds little lasting value because one bank's purchase is offset by another's sale, leaving speculation—not utility—as the main driver of past rallies.
That setup echoes the post-2018 collapse, when XRP lost 95% by mid-2020, suggesting the latest downturn could still have further to run.