Updated
Updated · Newsweek · Jul 17
ConsumerAffairs Finds US Purchasing Power Rose 73% in 50 Years as Tuition, Healthcare Outpaced Incomes
Updated
Updated · Newsweek · Jul 17

ConsumerAffairs Finds US Purchasing Power Rose 73% in 50 Years as Tuition, Healthcare Outpaced Incomes

1 articles · Updated · Newsweek · Jul 17

Summary

  • A ConsumerAffairs study comparing 1974 with 2024 found inflation-adjusted purchasing power rose 73%, with median individual income increasing to $48,960 from $28,278.
  • College and healthcare were the main exceptions: tuition purchasing power fell nearly 43%, healthcare buying power dropped more than 17%, and out-of-pocket medical spending climbed 68% to $1,632.
  • Housing also became harder to afford, with the inflation-adjusted median home price reaching $418,975 versus $229,342 in 1974 and median rent rising to $1,487 from an inflation-adjusted $910.
  • That squeeze has reshaped household behavior: 42.5 million U.S. households rented in 2023, 49.7% were cost-burdened, and the typical first-time homebuyer age rose to 40 in 2024 from 29 in 1981.
  • The mixed gains help explain persistent gloom despite higher incomes, with a CNBC survey finding 61% of U.S. adults pessimistic about the economy and 47% cutting back on essentials.

Insights

If buying power is higher than in the 1970s, why are housing and education now seemingly unaffordable for many?
As AI boosts the economy, will it solve the affordability crisis or simply widen the gap between rich and poor?
Does the official inflation rate hide the true cost of living, making reality worse than statistics suggest?