Updated
Updated · continuumeconomics.com · Jul 15
FOMC Seen Holding Rates at 3.5%-3.75% on July 29 as June Core CPI Cools
Updated
Updated · continuumeconomics.com · Jul 15

FOMC Seen Holding Rates at 3.5%-3.75% on July 29 as June Core CPI Cools

3 articles · Updated · continuumeconomics.com · Jul 15

Summary

  • July 29 is expected to bring another Fed hold at 3.5%-3.75%, with analysts seeing little chance of a hike after softer June inflation data.
  • Unchanged June core CPI shifted the balance inside the FOMC, easing pressure from a still-stable labor market that had kept a tightening option alive after the June 17 meeting.
  • Nine of 18 policymakers had projected at least one 2026 hike in the last dot plot, but minutes showed officials were split between fading inflation and a scenario requiring further firming.
  • Kevin Warsh is expected to avoid explicit forward guidance while keeping a hawkish tone, stressing inflation remains too high even as the labor market sits near the Fed's preferred range.
  • The outlook still points to no rate cuts through 2026, with 50 basis points of easing in 2027 only if core inflation keeps moving back toward the 2% target.

Insights

With headline inflation falling, why does the Fed still seem poised to risk an economic slowdown with higher rates?
Can the Fed distinguish between a tech-driven expansion and dangerous economic overheating before it's too late?
Is the AI boom creating a new kind of inflation that traditional interest rate tools cannot effectively control?