Five common Social Security myths are misleading retirees, with the opinion piece arguing the program is not "going broke" even under the 2026 Trustees Report.
2032 is the key date in that report: if Congress takes no action, Social Security would cut benefits to about 78 cents for every dollar owed.
That gap matters because Social Security is often a major retirement income source, and misunderstanding its finances can drive unnecessary worry and poor planning decisions.