DS Retirement Solutions Unveils 12-ETF Plan Targeting 8%-8.5% Yield and 6.5% Withdrawals
Updated
Updated · Seeking Alpha · Jul 10
DS Retirement Solutions Unveils 12-ETF Plan Targeting 8%-8.5% Yield and 6.5% Withdrawals
1 articles · Updated · Seeking Alpha · Jul 10
Summary
DS Retirement Solutions introduced a retirement-income strategy that aims to deliver an 8%-8.5% blended yield while supporting a 6.5% annual withdrawal rate.
The Wealth and Legacy Optimization plan rejects the traditional 4% rule and instead uses a flexible, goal-driven framework for retirees, especially those without heirs.
Its portfolio is built around four engines—income, growth, inflation protection and safety—using 12 ETFs, with covered call ETFs providing most of the cash flow.
The strategy relies on periodic rebalancing and dynamic asset allocation to adjust to market conditions and changing personal needs, prioritizing lifestyle security over legacy preservation.