Beacon Pointe’s HerWorth survey of 10,012 women found only 31% felt highly confident managing money, but women who lead financial decisions were three times more confident.
That gap matters as women become primary stewards of more wealth during a multi-trillion-dollar US intergenerational transfer and are set to inherit 70% of transferred wealth in developed markets.
McKinsey estimated in 2025 that women already control about one-third of retail financial assets in the US and EU, with that share projected to reach 40% to 45% by 2030.
From 2018 to 2023, global financial wealth rose 43% while wealth controlled by women climbed 51%, reinforcing pressure on wealth managers and private banks to tailor advice, hiring and client engagement.