Updated
Updated · Foreign Policy · Jun 24
China’s De-Dollarization Drive Stalls as Yuan Stays Under 5% of Global Trade
Updated
Updated · Foreign Policy · Jun 24

China’s De-Dollarization Drive Stalls as Yuan Stays Under 5% of Global Trade

2 articles · Updated · Foreign Policy · Jun 24

Summary

  • Beijing’s latest June 17 blueprint to expand offshore yuan trading and central-bank swap lines underscores a push that has built infrastructure but still failed to generate broad foreign demand.
  • Less than 5% of global trade is settled in yuan, even though Chinese firms now use renminbi for about 30% of their own trade, showing adoption remains largely tied to transactions involving China.
  • Capital controls and a thin clearing network are major obstacles: offshore yuan deposits were just $234 billion in early 2025 versus $15 trillion in dollar assets abroad, and about 80% of CIPS transactions still rely on SWIFT.
  • The same pattern holds for digital payments: e-CNY has logged 3.3 billion transactions worth $2.3 trillion since 2020, but daily flows are only about $6 billion, far below Alipay and WeChat Pay’s combined $150 billion-plus.
  • Outside China, uptake is weaker still—mBridge handles roughly four payments a day worth $50 million, while dollar-pegged stablecoins have grown to $317 billion, suggesting global users still prefer dollar-linked tools unless sanctions leave no alternative.

Insights

China's new law shields the yuan, but can its digital currency ever win global trust while capital remains locked down?
As BRICS nations build a SWIFT alternative, can they overcome internal rivalries to truly challenge the US dollar's reign?
With SWIFT now launching its own blockchain, is China's digital yuan already losing the global financial technology race?