Updated
Updated · The Associated Press · Jun 25
US 30-Year Mortgage Rate Rises to 6.49% as 10-Year Treasury Yield Holds at 4.38%
Updated
Updated · The Associated Press · Jun 25

US 30-Year Mortgage Rate Rises to 6.49% as 10-Year Treasury Yield Holds at 4.38%

3 articles · Updated · The Associated Press · Jun 25

Summary

  • Freddie Mac said the average 30-year fixed mortgage rate edged up to 6.49% this week from 6.47%, staying near 6.5% for a sixth straight week.
  • The 15-year fixed rate, often used for refinancing, also rose to 5.84% from 5.81%, while the 30-year rate remained below 6.77% a year earlier.
  • Mortgage costs have stayed elevated because bond yields and inflation expectations rose after the U.S.-Iran conflict disrupted Persian Gulf oil flows, even though oil prices have eased recently during peace talks.
  • The 10-year Treasury yield slipped to 4.38% from 4.46% a week ago but remains well above late February's 3.97%, with Fed signals of at least one more rate hike this year keeping pressure on borrowing costs.
  • That pressure has prolonged the housing slump: existing-home sales improved in May to their fastest pace since December, but still hovered near a 4 million annual rate versus a historic norm around 5.2 million.

Insights

Will the 'new normal' for mortgage rates permanently sideline a generation of American homebuyers?
Did the Iran War reveal a fatal flaw in global supply chains that could disrupt more than just mortgages?
How could the Iran crisis trigger a global food catastrophe far beyond its immediate impact on gas prices?