Updated
Updated · The New York Times · Jun 22
Alan Greenspan Admitted Error in 2008 Crisis, Citing Failed Self-Regulation
Updated
Updated · The New York Times · Jun 22

Alan Greenspan Admitted Error in 2008 Crisis, Citing Failed Self-Regulation

3 articles · Updated · The New York Times · Jun 22

Summary

  • Oct. 23, 2008 marked the moment Alan Greenspan told a House committee he was in “shocked disbelief” that banks’ self-interest had failed to protect shareholders and the financial system.
  • That admission came as Bear Stearns and Lehman Brothers had collapsed, Washington was taking equity stakes in banks, and households were buckling under mortgage debt in a brutal recession.
  • Greenspan’s testimony carried unusual weight because, until retiring less than three years earlier, he had been the Fed chair most closely identified with free-market faith and resistance to tighter financial regulation.
  • The episode is framed as the defining legacy of his career: a rare public acknowledgment that the principles he had long championed did not hold in a moment of systemic crisis.

Insights

On the day of his passing, is our economy truly safe from Alan Greenspan's admitted 'flaw'?
Can self-regulation ever be trusted, or is another financial crisis simply a matter of time?
Have the lessons from 2008 prevented the creation of new, unseen financial bubbles today?