Updated
Updated · TechCrunch · Jun 22
Meta Names Kunal Shah WhatsApp Chief, Invests $900 Million in CRED for India Payments Push
Updated
Updated · TechCrunch · Jun 22

Meta Names Kunal Shah WhatsApp Chief, Invests $900 Million in CRED for India Payments Push

3 articles · Updated · TechCrunch · Jun 22

Summary

  • $900 million from Meta will fund CRED and make the company a minority holding as founder Kunal Shah leaves the fintech's CEO role to take over WhatsApp.
  • India drives the reshuffle: WhatsApp has more than 500 million users there, and Meta wants Shah to accelerate growth in payments, commerce and business messaging.
  • Will Cathcart, who led WhatsApp since 2019, is moving to a product-building role after overseeing expansion into Communities, Channels, AI features and a U.S. base above 100 million users.
  • CRED, now valued at about $4.5 billion versus $3.6 billion in 2025 and a $6.4 billion peak in 2022, named Miten Sampat interim CEO as it prepares for a future IPO.

Insights

With its data model facing scrutiny, can Meta's $900M bet on Cred finally crack India's competitive fintech market?
As WhatsApp merges with a credit-scoring app, could your chat history start influencing your financial future?