Updated
Updated · The Globe and Mail · Jun 18
SSA Urges 73 Million Recipients to Check Earnings Records for Benefit Errors
Updated
Updated · The Globe and Mail · Jun 18

SSA Urges 73 Million Recipients to Check Earnings Records for Benefit Errors

3 articles · Updated · The Globe and Mail · Jun 18

Summary

  • More than 73 million Social Security recipients are being urged to compare SSA earnings records with their own documents to confirm benefit amounts are accurate.
  • Those records feed directly into the agency’s benefit formula, so missing or incorrect income years can reduce monthly payments even though AARP says such mistakes are rare.
  • The check starts on the my Social Security website, where users can review their full earnings history, verify personal details and request corrections online or with Form SSA-7008.
  • If records are missing, IRS tax transcripts can help for the past 10 years, while older proof may require contacting former employers, payroll providers or unions.
  • The guidance underscores that retirees and future claimants ultimately bear responsibility for catching SSA record errors before they affect lifetime benefits.

Insights

Your Social Security benefits could be wrong. How can a decades-old W-2 unlock thousands in retroactive payments?
If manual inputs cause millions in errors, what technology could the SSA use to verify earnings in real-time?
How do 'future dollar' projections fundamentally change the way you should be planning for your retirement right now?