Garmin Venu 4 Drops to $499 on Amazon Ahead of Prime Day

Q: Can the Venu 4's health sensors make it eligible for purchase with pre-tax health savings account funds?

Possibly, but not automatically. The Venu 4’s ECG and other health sensors strengthen the case for using HSA or FSA funds, yet a smartwatch is usually treated as a general wellness device unless it is being used to address a specific medical condition. The key issue is whether the watch is being bought for medical care rather than general fitness. Under typical IRS rules, that often means a doctor must recommend it for a diagnosed condition and provide a Letter of Medical Necessity. That could apply if the ECG or heart-rhythm monitoring is being used to help manage a heart condition, for example. The added reporting around the Venu 4 suggests it may have a better chance than many smartwatches because of its ECG feature, and some health-tech marketplaces treat certain wearables as eligible. One of the provided sources also says the Venu 4 is listed by Garmin as HSA/FSA eligible when bought directly, which would make reimbursement more straightforward than for a standard fitness watch. But that does not guarantee every HSA or FSA administrator will approve every purchase without documentation. The practical answer is to verify the listing at the point of sale, check with your HSA or FSA plan administrator, and keep receipts and any doctor’s note. So, yes, the Venu 4’s health sensors can make it eligible, especially if it is sold as HSA/FSA-eligible or prescribed for a medical need, but eligibility is not universal just because it has ECG and other sensors.

3 articles · Updated · Tom's Guide · Jun 18

$499 gets the Garmin Venu 4 on Amazon in all three colors, matching the smartwatch’s lowest recorded price ahead of Prime Day.
The discount stands out because the Venu 4 packs Garmin’s top smart features with broad sports tracking, plus extras such as a built-in flashlight and ECG measurements.
That gives it an edge over the Forerunner 570, which is also on sale at $449 but lacks the flashlight despite usually sharing the same list price.
Prime Day could still bring a deeper cut to $449, but the current offer already matches the cheapest level seen so far.