Updated
Updated · Appen Media · Jun 17
U.S. Housing Market Slows as Mortgage Rates Jump Above 6% and Inflation Nears 3%
Updated
Updated · Appen Media · Jun 17

U.S. Housing Market Slows as Mortgage Rates Jump Above 6% and Inflation Nears 3%

3 articles · Updated · Appen Media · Jun 17

Summary

  • Mortgage applications and home sales activity have cooled sharply in recent weeks as higher borrowing costs, gasoline prices and inflation weaken consumer confidence.
  • Since the March 10 escalation in the Persian Gulf conflict, rising energy prices have lifted bond yields and pushed mortgage rates back above the 6% level that had briefly helped revive demand.
  • Before that shock, February and early March showed improving sales, stronger-than-normal seasonal applications, inflation below 3% and gasoline near $2.50 a gallon.
  • The report argues demand has been delayed rather than destroyed, with buyers likely to return quickly if geopolitical tensions ease and mortgage rates retreat toward pre-March levels.

Insights

With rates at 6.6%, is 'pent-up demand' a myth for a market that showed weakness even before the Mideast conflict?
Is the US housing market just 'stuck in traffic,' or has the affordability crisis permanently broken the road ahead for buyers?