Updated
Updated · The Motley Fool · Jun 13
Analyst Sees SoFi Stock Doubling Within 1 Year on 41% Revenue Growth
Updated
Updated · The Motley Fool · Jun 13

Analyst Sees SoFi Stock Doubling Within 1 Year on 41% Revenue Growth

3 articles · Updated · The Motley Fool · Jun 13

Summary

  • SoFi shares, now about half their nearly $33 level from eight months ago, could more than double within a year, the analyst argues.
  • Q1 2026 results underpin that call: revenue rose 41%, membership grew 35% to 14.7 million, loan originations hit a record $12.2 billion, and net income more than doubled.
  • The bullish case also rests on deeper customer engagement, with SoFi's cross-buy rate climbing to 43% from 36% a year earlier and average products per customer still only about 1.5.
  • The stock's 50% slide has reflected headwinds including high interest rates, unchanged full-year guidance after a strong quarter, a $1.5 billion share sale, missing S&P 500 inclusion, and a Muddy Waters report.
  • Additional upside catalysts could come from SoFi's new stablecoin, SoFi Plus, and loan-platform fees, while lower rates or easing energy prices would further help the financial sector.

Insights

Can SoFi's new stablecoin, a first for a US bank, become its ultimate catalyst for future growth?
SoFi's stock has halved despite record growth. Is it a misunderstood gem or a bubble bursting?