Updated
Updated · NBC News · Jun 14
Bank of America Says May Card Spending Rose 5% as Consumers Trade Down on Higher Gas
Updated
Updated · NBC News · Jun 14

Bank of America Says May Card Spending Rose 5% as Consumers Trade Down on Higher Gas

3 articles · Updated · NBC News · Jun 14

Summary

  • Bank of America’s internal card data showed May spending rose 5% from a year earlier, with customers still paying for vacations and dining out despite inflation pressure.
  • Brian Moynihan said shoppers are reshuffling budgets rather than pulling back broadly, citing a shift from premium pet food to cheaper brands to offset fuel costs.
  • Gas prices were about 40% above pre-war levels after the U.S. launched war against Iran, while inflation outpaced wage growth in May for a second straight month.
  • Moynihan warned sentiment remains weak even as spending holds up, saying the bigger risk is if consumer behavior starts matching pessimism about affordability.
  • On jobs and AI, he urged companies to keep hiring and retraining entry-level workers; Bank of America recently added 2,000 graduates, 2,000 interns and now pays at least $25 an hour.

Insights

Why are Americans spending more on experiences despite record debt and economic pessimism?
Is America's credit-fueled 'vibe economy' a sign of resilience or a bubble about to burst?
As AI reshapes jobs, can businesses afford to retrain workers instead of replacing them?