Updated
Updated · Man of Many · Jun 15
Apple Adds US Bill Splitting to iOS 27 Wallet as Apple Pay Gains Smarter Checkout
Updated
Updated · Man of Many · Jun 15

Apple Adds US Bill Splitting to iOS 27 Wallet as Apple Pay Gains Smarter Checkout

3 articles · Updated · Man of Many · Jun 15

Summary

  • iOS 27 adds Apple Cash bill splitting for US users, letting eligible devices scan a receipt, assign items, calculate tax and tip, and settle up through Apple Cash.
  • Apple is also expanding Wallet’s core utility by turning physical barcode cards and screenshots of digital cards into passes that can be stored on iPhone and Apple Watch.
  • Apple Pay’s redesigned online and in-app checkout lets users switch cards more easily and, where supported, view rewards balances, debit balances and pay-later options before paying.
  • Tap to Share connects customers with participating merchants’ iPhones to share contact, shipping and loyalty details, while showing basket items and applied discounts in real time.
  • The update pushes Wallet beyond payments into everyday travel and checkout tasks, including richer hotel keys with trip details and on-stay services at participating properties.

Insights

Is Apple's Wallet update just for convenience, or a play to become the hub for our entire financial lives?
As Wallet scans receipts and shares data with a tap, can Apple's privacy promises keep pace with its expanding data collection?
With new AI features blocked in Europe, is Apple's global FinTech ambition hitting a regulatory wall?