Updated
Updated · WAFB · Jun 8
Federal SAVE Loan Plan Ends for 7.5 Million Borrowers as July 1 Replacement Starts
Updated
Updated · WAFB · Jun 8

Federal SAVE Loan Plan Ends for 7.5 Million Borrowers as July 1 Replacement Starts

3 articles · Updated · WAFB · Jun 8

Summary

  • Roughly 7.5 million borrowers in the federal SAVE student loan plan are being shifted into other repayment options, with the Education Department saying the phaseout is already underway.
  • A March federal court order, followed by a court-approved settlement earlier this month, blocked further implementation of SAVE and forced the transition.
  • Borrowers will have 90 days to choose a new plan, while Federal Student Aid has begun sending emails and making calls warning that SAVE is ending.
  • The replacement menu includes income-driven plans tied to income and family size, plus traditional fixed-payment plans that typically run 10 to 30 years.
  • The department plans to launch a new Repayment Assistance Plan on July 1 as it moves borrowers out of SAVE.

Insights

As the SAVE plan ends, will 7.5 million borrowers face a new student loan default crisis?
With student loan forgiveness now taxable, are borrowers simply trading one form of debt for another?