Updated
Updated · Bloomberg · Jun 8
Columbia Study Finds $1.8 Trillion Private-Credit Ratings Understate Risk
Updated
Updated · Bloomberg · Jun 8

Columbia Study Finds $1.8 Trillion Private-Credit Ratings Understate Risk

1 articles · Updated · Bloomberg · Jun 8

Summary

  • Columbia Business School researchers said ratings used across the $1.8 trillion private-credit market systematically understate investment risk, according to a paper posted online this month.
  • The finding adds to scrutiny of a fast-growing Wall Street sector whose ratings help support investment decisions and valuations.
  • US life insurers are a key concern because they have been piling into private credit, raising worries among regulators and analysts about potential risks to policyholders.
  • The study is not yet peer-reviewed, but it lands as private credit's rapid expansion fuels a bonanza for the financiers structuring the products.

Insights

Is the booming private credit market creating the next systemic risk for insurance policyholders?
If private credit ratings are unreliable, what is the real risk lurking inside your insurance policy?