Updated
Updated · Bloomberg · Jun 5
US Consumer Borrowing Jumps $20.7 Billion in April as 2-Month Gain Hits Strongest Since 2022
Updated
Updated · Bloomberg · Jun 5

US Consumer Borrowing Jumps $20.7 Billion in April as 2-Month Gain Hits Strongest Since 2022

1 articles · Updated · Bloomberg · Jun 5

Summary

  • $20.7 billion in new consumer credit was added in April, extending March's revised $22.2 billion increase and producing the strongest back-to-back gain since late 2022.
  • Federal Reserve data released Friday showed borrowing again outpaced expectations, topping the median economist forecast for a $17.7 billion rise.
  • The two-month surge points to resilient household credit demand even after a run of already solid borrowing growth, offering a fresh read on consumer finances.

Insights

Is record consumer borrowing a sign of economic strength or a precursor to a household debt crisis?
A 10% interest rate cap could save borrowers money, but would it kill credit access for millions?