Trump Order Opens 401(k)s to Crypto Review as 2017 Tax Cuts Extend Into 2025

1 articles · Updated · FinanceBuzz · May 20

An August 2025 executive order told federal agencies to review whether 401(k) plans can offer alternative assets including cryptocurrency, real estate, private equity and other digital investments.
The retirement-policy push comes alongside Trump's 2025 extension of parts of the 2017 Tax Cuts and Jobs Act, preserving some lower individual tax rates that had been set to expire.
For 2026, the IRS raised the 401(k) contribution limit to $24,500, with catch-up contributions at $8,000 for workers 50 and older and $11,250 for ages 60 to 63.
Workers earning $150,000 or more must now make catch-up contributions as Roth deposits, while traditional 401(k) tax advantages and optional employer matching remain unchanged.
The broader retirement backdrop is still uncertain: the CBO projects Social Security's Old-Age and Survivors Insurance trust fund will become insolvent in 2032, even after a new $6,000 deduction for people over 65.